Health Insurance Plan (Medical, Dental, Prescription)
The plan provides comprehensive coverage through a self-insured medical plan, with the choice of a traditional or high deductible PPO, which includes a prescription drug benefit and a fully-insured dental plan.
Transparency In Coverage Rule (Billed and Negotiated Charges for Medical Providers in the City of Rockford’s Health Plan):
Pursuant to the Transparency in Coverage final rule, the City of Rockford has an agreement with Blue Cross Blue Shield of Illinois to host required information which can be accessed here: https://www.bcbsil.com/asomrf?EIN=366006082
The Wellness Center is operated by Marathon Health. The care provided is similar to the care provided by a primary care provider. The Wellness Center is available to all City of Rockford employees and dependents who are on the City of Rockford Health plans.
Paid Time Off
Employees receive paid time off benefits including vacation, holiday, sick, and bereavement.
Employees contribute to a defined benefit pension plan, which provides a monthly income at retirement based on the employee’s earnings, age and years of service.
Deferred Compensation Plan
The Deferred Compensation (457) plan allows employees to save for retirement by contributing to an account through pre-tax payroll deductions. There are three providers from which to choose, each offering numerous investment options. A Roth account is available for after-tax contributions.
Group Term Life Insurance with AD&D
Employees are provided with $25,000 of life insurance with an additional $50,000 in accidental death and dismemberment at no cost.
Optional Term Life Insurance with AD&D
In addition to the basic group term coverage provided, employees may purchase term life insurance for themselves and their dependents. Coverage is available to new employees and dependents with “guaranteed issue” coverage up to set amounts.
Voluntary Vision Plan
Employees may elect to purchase vision benefits via pre-tax deductions.
Flexible Spending Accounts (FSA’s)
A convenient way to save through pre-tax payroll deductions for everyday medical and dependent care expenses.
Employee Assistance Plan (EAP)
Available free of charge to all employees and members of their household, is a confidential source for support and counseling. The EAP also includes non-traditional services such as legal and financial resources, and online tools and information.